Use credit cards a lot lately? For gas, food, clothes, and even your lunch? It is so convenient and easy to just use your credit card. I find that many people do this, without even giving it a second thought. Don’t want to pack your purse, but you have your card in your pocket. Just in case you need it for something, like food if you are away from home.
Too Much Credit Card Use
Some that use their credit cards too much, do it and don’t realize how much until the bill comes. Then when that comes, you see them not even spending anything. Even a dollar is just too much to spend. Watching every dollar that is spent now, since they spent way too much. Can’t afford it now. Struggling to pay the minimum balance and keep it from going to collections.
Trying to justify buying toothpaste, or even floss. Do you see some that just can’t spend anything, even if it is just a couple of dollars? Then some will complain about money always. So much that you had enough of listening to them gripe about spending money.
Then, these people go out and go out for dinner or lunch. Easily spend $20 only because they have to eat. But never cooked, instead, they went and bought their dinner. Hmmm. Or they use their credit card even just for that dinner, imagine what it cost with the interest on the card. Do they ever wonder how much they actually did just spent? Or even go out and buy a high-cost item, because they just had to have a new bed. It’s ok, they can’t really afford food. But just had to have the new bed. Costing $1000 on their card.
Something Wrong?
Spend money on high-cost items but don’t spend that money on food. I think food is more important than what you actually want. It is not a need but a want. Two different things. Some don’t get that. And wonder why they are in debt. Too much use of credit cards is the issue.
Use Credit Cards Wisely
No need to use your credit cards for eating out if you don’t have it in your bank account. If you get inot this habit you use it just because you have it. I don’t do that, I would rather use cash if I want some fast food. Cause it is not good to go into debt just because you don’t feel like making dinner or lunch. Or you want that next shiny new item or piece of clothing. No matter what your want is, make sure you can afford it. Credit cards come with a high interest and that is how you go into debt. For those items you really did not need, and they were only a want. So be careful and use them wisely.
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